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Financial products
The mortgages to come.
"Only for 80% of the valuation price and, for better conditions, signing up for other banking products That is the picture of most mortgages. What’s new? ""No floor"" and low-cost have become sales arguments."... Read more [+]
The Best of Financial products
The best of the variables: 'Hipoteca Top 0.30', from Bancopopular-eA 30-year mortgage for up to 80% of the valuation value at an interest rate of Euribor + 0.30%. It can also be taken out on a second house. It does not charge arrangement or partial or total cancellation fees and the requirements are the normal ones: have your salary paid directly into a bank account held at that branch and take out a home insurance policy. You are also required to take out a single-premium loan-repayment insurance policy (a life insurance that covers the mortgage), which is wise to include in your estimate.
No surprises: 'Hipoteca Interés Fijo', from BarclaysIt offers a very competitive fixed interest rate: between 4.75% and 4.90%, depending on the number of years (up to 30 years). The requirements are the normal ones: have your salary paid directly into a bank account held at that branch, 3 direct debits, and take out a home insurance policy.
With subrogation: 'Hipoteca Azul Subrogación', from iBanestoFor those who want to change their mortgage and are willing to accept the normal requirements (salary, bills, home insurance), iBanesto offers this product at Euribor + 0.38% for up to 30 years.
